What is IPDC? How Bali Investors Can Earn Before Construction Even Begins

What is IPDC? How Bali Investors Can Earn Before Construction Even Begins

Apr 30, 2025 | Bali Investment | 0 comments

If you think you have to wait until a property is built before you start earning, think again. With Luxe Asia Property’s Interest Paid During Construction (IPDC) program, you can start receiving income the moment your funds are committed.

What is IPDC?

IPDC stands for Interest Paid During Construction. It’s a benefit offered on certain off-the-plan investments where the developer pays you a fixed return—usually between 8% and 12%—on your funds during the build period.

Why is IPDC a Game-Changer?

  • Immediate cash flow: Start receiving returns from Day 1 of your investment.
  • Offset holding costs: Cover interest on borrowed funds or opportunity costs.
  • Secure returns: The interest is guaranteed by the developer, regardless of market performance.
  • Tax advantage: In most cases, IPDC payments are considered a refund of capital, not taxable income.

Real Example

Let’s say you invest AUD 140,000 into a hotel suite development in Berawa. While the project is being built, the developer pays you a guaranteed 10% per annum. That’s AUD 14,000 per year—before the property even opens!

Properties That Qualify

Not all projects offer IPDC—but we work exclusively with premium developers who do. Ask us which properties qualify.

Luxe Asia Property – 1300 298 154

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